How should I price my HDB resale flat?

Set three numbers before you list: a floor you will not go below, a target that reflects fair value, and an opening ask a little above target to leave room to negotiate. The target is the median of recent sales for your block and flat type, adjusted for your floor, remaining lease, and condition. List at the opening ask, expect offers to come in lower, and hold firm above your floor. SGHaus calculates all three from recent transactions.

How much will I net after selling?

Your net proceeds are the sale price minus selling costs, mainly agent commission (commonly around 2 percent if you engage an agent) and roughly a thousand dollars in legal fees. You also settle any outstanding mortgage and refund the CPF you used plus accrued interest, which goes back into your own CPF rather than out of pocket. SGHaus shows a net proceeds table at your floor, target, and opening ask, so you see your take-home at each price.

How long do HDB resale flats take to sell?

A fairly priced flat in a decent location often finds a buyer within a few weeks to a couple of months, while an overpriced one can sit for many months and end up selling for less after repeated cuts. The single biggest factor you control is the asking price. Pricing at or near fair value from day one draws more viewings and stronger offers than starting high and chasing the market down.

Should I price above or below recent transactions?

List a little above fair value, not far above it. A modest premium over recent sold prices gives you room to negotiate down toward your target while still signalling a serious price. Going well above recent transactions filters out genuine buyers and lets the flat go stale. SGHaus sets your opening ask just above fair value, so the listing draws offers instead of scaring them off.

Do I need an agent to sell my HDB flat?

No. You can sell without an agent and save the commission, though an agent handles viewings, paperwork, and negotiation, which is worth something if you are time-poor or unsure of the process. Either way, going in with a data-backed price keeps you in control of the number. SGHaus gives you the floor, target, and opening ask, so you can brief an agent or negotiate yourself from the same footing.

Is SGHaus free for sellers?

Yes. The seller pricing tool is completely free. Enter your flat and you get your floor price, target, and opening ask, plus a net proceeds breakdown, with no sign-up and no payment.

Selling? Price it right the first time.

Price too high and it sits. Too low and you leave money on the table. Find the number that actually sells.

Floor price

Don't accept less than this

Target price

Fair value, what similar flats fetch

Opening ask

List here, then negotiate down

Your flat details

Enter your property details to get your personalised pricing range.

Town

Flat Type

Street Name

Block

Storey Range

Floor Area (sq ft)

Get a more accurate price for your flat

A quick 2-minute condition check adjusts your pricing and estimates what a buyer would need to spend on renovation. Better condition means a stronger asking price.

Pricing your HDB resale flat for sale

SGHaus is a free pricing tool for HDB resale sellers. Enter your flat and you get three numbers grounded in real resale transactions: a floor price you should not drop below, a target that reflects fair value, and an opening ask to list at. It helps you price on the first try instead of chasing the market down with repeated cuts.

Common questions

How should I price my HDB resale flat?: Set three numbers before you list: a floor you will not go below, a target that reflects fair value, and an opening ask a little above target to leave room to negotiate. The target is the median of recent sales for your block and flat type, adjusted for your floor, remaining lease, and condition. List at the opening ask, expect offers to come in lower, and hold firm above your floor. SGHaus calculates all three from recent transactions.
How much will I net after selling?: Your net proceeds are the sale price minus selling costs, mainly agent commission (commonly around 2 percent if you engage an agent) and roughly a thousand dollars in legal fees. You also settle any outstanding mortgage and refund the CPF you used plus accrued interest, which goes back into your own CPF rather than out of pocket. SGHaus shows a net proceeds table at your floor, target, and opening ask, so you see your take-home at each price.
How long do HDB resale flats take to sell?: A fairly priced flat in a decent location often finds a buyer within a few weeks to a couple of months, while an overpriced one can sit for many months and end up selling for less after repeated cuts. The single biggest factor you control is the asking price. Pricing at or near fair value from day one draws more viewings and stronger offers than starting high and chasing the market down.
Should I price above or below recent transactions?: List a little above fair value, not far above it. A modest premium over recent sold prices gives you room to negotiate down toward your target while still signalling a serious price. Going well above recent transactions filters out genuine buyers and lets the flat go stale. SGHaus sets your opening ask just above fair value, so the listing draws offers instead of scaring them off.
Do I need an agent to sell my HDB flat?: No. You can sell without an agent and save the commission, though an agent handles viewings, paperwork, and negotiation, which is worth something if you are time-poor or unsure of the process. Either way, going in with a data-backed price keeps you in control of the number. SGHaus gives you the floor, target, and opening ask, so you can brief an agent or negotiate yourself from the same footing.
Is SGHaus free for sellers?: Yes. The seller pricing tool is completely free. Enter your flat and you get your floor price, target, and opening ask, plus a net proceeds breakdown, with no sign-up and no payment.